One of the employment generation programme that has been facilitated by the ULB to implement is Bangla Swanirvar Karma Sansthan Prakalpa (BSKP). An individual entrepreneur (within 18 to 45 years) or a group of entrepreneurs preferably registered with any employment exchange of the State and whose family income (respective family income of individual members in case of a group) does not exceed Rs.15000/- per month and who intend to generate income by setting up any viable unit of industry, trade services etc or receiving or improving an existing unit, will be eligible under this scheme. The loan has been given for different type of income generating activities in manufacturing, trading and transport sectors through this ULB.
Some other information about BSKP: -
Mode of loan facility under BSKP | Eligibility | Loan amount | Name of the banks involved in BSKP | |
Subsidy | 20% | Minimum of 8th standard pass through employment exchange card | Minimum of Rs.6,000/ to maximum of Rs.10 lakhs. | SBI, UBI, UCO, Syndicate, Allahabad bank, B.G.V.P. Indian Overseas Bank , U.B.I. |
Own investment | 10% | |||
Bank loan | 70% |
After reviewing the reports & records , it has been found that in last two financial years (2010-11 & 2011-12) ,only 29 cases have been sanctioned out of 48 cases i.e. about 69% cases has been sanctioned by Banks. The total project cost involved in these two financial years were Rs. 61 Lakh out of which Rs. 12 Lakh had been provided as subsidy by the govt.
Performance of BSKP in Chandernagore Municipal Corporation (Year 2010-11 to 2011-12)
Financial Year | No. of Cases | Total project cost involved in sanctioned cases (Rs. In Lakhs) | Subsidy involved in sanctioned cases (Rs. In Lakhs) | |
| Sponsored | Sanctioned | ||
2011-12 | 48 | 29 | 61 Lakh | 12 Lakh |